Zain S.

Hi,

I am a Financial Advisor with 9+ years of experience, including experience with Big Four firms KPMG and PwC, and I am a member of the Association of Chartered Certified Accountants (ACCA), U.K. My experience spans M&A, financial analysis, real estate underwriting, business valuation, financial modeling, and corporate finance.

My core areas of expertise include:

• Mergers & Acquisitions (M&A):
I have supported both buy-side and sell-side transactions across sectors including healthcare, education, technology, manufacturing, and consumer businesses. My experience includes financial and commercial due diligence, quality of earnings analysis, valuation, deal structuring, preparation of deal memos and transaction materials, and supporting clients through the execution and closing process.

• Real Estate Underwriting:
I have underwritten a range of U.S. real estate transactions, including acquisitions, dispositions, refinancings, and restructurings. I build and review detailed cash flow and underwriting models, assess operating performance and investment risks, and conduct sensitivity and scenario analyses across residential, commercial, multifamily, and mixed-use assets.

• Business Valuation:
I have performed valuations for M&A, equity financing, strategic planning, tax, and other corporate purposes. Depending on the circumstances, I use DCF, trading and transaction comparables, asset-based, and income-based approaches, with a focus on understanding and clearly supporting the assumptions underlying the valuation.

• Business Plans & Financial Projections:
I have developed business plans and financial models for both startups and established businesses across multiple industries. This includes financial projections, market and competitive analysis, operating assumptions, growth scenarios, and supporting strategic analysis.

• Accounting & Bookkeeping:
I also have hands-on experience overseeing accounting functions, including general ledger management, financial reporting, reconciliations, tax compliance, payroll, and month-end processes. I am experienced with QuickBooks Online and Xero and understand the importance of maintaining accurate financial records that can support meaningful management and investment decisions.

I take a practical, detail-oriented approach to financial advisory work. My objective is not simply to produce a model or report, but to ensure the underlying analysis is accurate, commercially relevant, and useful for making informed decisions.